Your mortgage consultant will work with you to provide 

a mortgage that works best for you, FAST!

At 1st Financial Mortgage, our mortgages are easier to qualify for and our interest rates are very competitive-we look at your personal situation and custom design a loan that works for you. Here's what you can get with a 1st Financial Mortgage home loan.

  • 24 hr preliminary approval.  Get preapproved  in as little as a day!
  • Get extra cash. Refinancing can give you extra cash for all the things that you've wanted to do such as buying a second home, starting a new business, taking your dream vacation, paying for college or buying that new boat. If you're thinking of starting a new business it's best to get the cash that you need now while you're still employed as most mortgage companies want to see a 2 yr history.
  • Consolidate your high interest debt. Consolidate high interest debt such as credit cards. Your overall monthly payments will be reduced substantially and may even be tax deductible.*
  • Take a break from your monthly mortgage payment. You first mortgage payment will not usually be due for 30-45 days from the date of closing. Sometimes you are even able to skip 2 payments.
  • Get your money fast. We can close your loan in days, not months.
  • Get cash for home improvements.  Remodel your kitchen, add a new addition or swimming pool to increase the value of your home.
   *see your tax advisor for details. 

                                                                              

Mortgage RSS Feeds
 
Mortgage Interest Rates Continue to Move Up
7/3/2008 6:56 PM
Mortgage interest rates have been rising over the last month. This article examines the current trends with mortgage interest rates......
 
Help Pay the Mortgage With a Lodger
7/3/2008 3:00 PM
With the stock market dipping and even Marks and Spencers not doing very well you would think that the Government would do something to help. This is unlikely though and realistically there is not much they can do. The Bank of England along with other world banks have reduced the base rate but all this seems to have done is increased the Banks prof......
 
Interest Rates Continue to Rise
7/3/2008 2:56 PM
Interest rates in the UK have continued to rise over the last few months despite the Bank of England base rate remaining stable. Recent reports show that the cost to lenders for mortgages is continuing to go up, with lenders increasing rates as recently as the last few days......
 
Getting a Real Estate Mortgage Loan
7/3/2008 2:46 PM
Before going for a mortgage loan from a bank it is compulsory for you to understand mortgage loan amount and interest. There are many nationalized banks providing cheap interest rates and huge loan amounts......
 
How Does a Reverse Mortgage Work? - Get the Details
7/3/2008 1:40 PM
How does a reverse mortgage work is a question you are hearing more often. Reverse mortgages offer individuals 62 and over another alternative for income. Get the answer to the question, how does a reverse mortgage work......
 
Independence Day - Seniors Independence With a Reverse Mortgage
7/3/2008 1:29 PM
What better day to talk about obtaining your financial independence than on Independence Day! I don't think our forefathers ever considered the right to a reverse mortgage when framing the Bill of Rights and our Constitution........
 
What Happened to the Ameriquest Mortgage Company?
7/3/2008 1:05 PM
The Ameriquest Mortgage Company was one of the leading lenders in the United States lending scene. Founded in 1979 in California as a bank then called Long Beach Savings and Loan, it was converted to become a mortgage lender in 1994 and was renamed Long Beach Mortgage Co. The business had two divisions with its retail part being privately run and c......
 
If You Need a Mortgage Broker, Houston Brokers Are Ready to Help
7/3/2008 11:07 AM
Fixed rate loans offer the security of a monthly payment rate that will not fluctuate over time, so that you can more easily budget for it each month. The typical term for a fixed rate loan is thirty years, but there are other terms such as fifteen or twenty year loans that allow you to pay less interest and pay the loan off sooner. You can look ......
 
Home Equity Loans - Good For Building
7/3/2008 11:04 AM
Homeowners sometimes find that after they have moved into their dream home, the atmosphere may not look as good as when they first looked at the home. The last thing they need is a long list of updates that arise out of the blue. Comfort is what a homeowner seeks and sometimes that comfort needs to be created......
 
Adjustable Rate Mortgages - ARM Vs Fixed Rate - What to Consider When Shopping For a Mortgage
7/3/2008 11:02 AM
High costs of housing have made it a general rule for people intending to buy a home to apply for a home mortgage. Arranging proper finances for a mortgage is perhaps the most arduous task while venturing to build and own your house. Proper finances here implies that a borrower has full knowledge of the various mortgage options available in the m......


Got a Question?

Do you have a question? We can help. Simply fill out the form below and we'll contact you with the answer, with no obligation to you. We guarantee your privacy.
 
Your Information
*Name:
*Email:
Phone:

Your Question
Question:

Note: Fields with an * are required